Author: Indah Kartika
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Cash or Credit: Which Saves You More Money?
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2 minutes1,657 views
The discussion compares cash and credit card transactions, highlighting their respective advantages and disadvantages. Cash provides anonymity, universal acceptance, budget control, and no transaction fees but carries risks of financial loss and hygiene concerns. Conversely, credit cards offer ease of use, online transaction capability, and expense tracking but can lead to overspending and debt accumulation.…
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Insurance Business Startup: Key Steps, Opportunities, and Challenges
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2 minutes189 views
The content provides an overview of the insurance business, explaining its significance and appeal as more individuals recognize the need for financial protection. It outlines various insurance types, including life, health, vehicle, property, and business insurance. The industry presents ample opportunities driven by technological advancements but also faces challenges, such as intense competition and regulatory…
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Understanding the 8 Risks of Education Insurance: What You Need to Know
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1 minute391 views
The content discusses children’s education insurance, highlighting its benefits and potential drawbacks. Education insurance is becoming popular as a financial safeguard against rising educational costs and unforeseen events. Key benefits include financial support in the event of a parent’s death and investment in a child’s future. However, risks such as hidden fees, inadequate coverage, and…
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Mastering Credit Card Terminology: A Guide for Beginners
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1 minute39,525 views
Navigating the world of credit cards can be daunting due to industry-specific terminology. Key terms such as Annual Percentage Rate (APR), credit limit, grace period, and rewards programs are essential for making informed financial decisions. Understanding these terms helps in managing credit utilization, avoiding fees like late payment or foreign transaction charges, and optimizing rewards.…