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Global Insurance

Single Parent Must Have This Insurance For Financial Saving, Gain Peaceful Life

Protecting and meeting the needs of the family alone as a single parent is not easy. Apart from having no friends to talk to about various things, single parents are also required to have the ability to provide what their families want and require, as well as those who still have partners.

Is it difficult? Of course, but that doesn’t mean you can’t. Now all the needs even to prepare for the future can be easily fulfilled. One of them is to have insurance.

So, do you, who are also single parents, already have one?

InsuranceWhat

Why is having insurance mandatory for single parents? The answer is insurance is important for everyone, including single parents. Because insurance can help single moms/dads cover costs for several needs such as the cost of children’s education as well as emergency situations such as treatment and hospitalization when sick and also compensation for children when they die.

More specifically, here are the types of insurance that single parents must have to protect personal and family finances:

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Global Insurance

Types of Insurance For Novice Workers You Should Know, So You Don’t Choose the Wrong One

In times like today, insurance is an unavoidable necessity. However, if you are a novice worker, of course, not all insurance products must be taken. Know, the most important thing for novice workers when choosing an insurance product is a matter of prioritizing.

Financial experts recommend first ranking the most urgent needs. The reason is, if all products are considered important, it means that none of them are really important.

When planning finances, first understand the scale of priorities. Instead, identify every need because even though it’s called insurance, it doesn’t mean you have to take everything.

After the identification process and needs analysis have been carried out, the next step is to set aside about 10% of the total income to purchase certain types of insurance. If the above is successfully practiced properly, then the term not having a budget to simply buy premiumsPremium The money that must be paid at a certain time is the obligation of the insurance policyholder. The amount of premium paid is determined by the policy and approval of the insurance company in accordance with the conditions of the insured. The nominal payment approved by policyholders and insurance companies. Premium payment will be made according to the agreement, it can be monthly, yearly, or according to the agreement. or insurance products will no longer exist.

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Global Insurance

These are 5 Important Insurance Choices for Anticipating Natural Disasters

Disasters cannot be predicted when they will occur. This is felt by thousands of residents in one place, for example, who are worried about the condition of the volcano, which is currently on an alert level. The eruption of a volcano located in an area is indeed predicted by the Center for Volcanology and Geological Hazard Mitigation, it is only a matter of time.

This means that at any time the volcano could potentially erupt and spill hot lava. Therefore they fled, seeking shelter from the impending disaster. Earthquakes often occur in the Volcano and surrounding areas, residents evacuate, they hope to save themselves, family members, and some property that can still be saved before the eruption occurs.

The safety of life is paramount, especially when considering the volcanic eruptions in the past which claimed a thousand lives and various damage left behind.

Indeed, we cannot prevent natural disasters from happening because everything is the power of God Almighty, what we can do is reduce the impact of natural disasters that will happen to us. How to? Of course, we must have protection against ourselves and our property, namely by having insurance.

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Home Property Insurance

The Importance of Renters Home Insurance, for Owners and Tenants

Owning a rented house and renting it out to other people is something that most people often do, especially if the person concerned already has another residence as a private residence. Many people make rented houses a source of income, considering the amount of money made here can reach thousands of dollars per year. The value of this rent will certainly depend on the facilities and the house’s condition.

The better and strategically the location of a rented house, the greater the rental costs that will be obtained from the house. That is, of course, the selling value of the house itself is also high and fairly expensive. After all, a house is a high-value asset that can cost thousands to millions of dollars, so it is very important to protect it with the maximum protection, one of which is by using insurance services. Then, does the rented house also need insurance?

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Global Insurance

Know the Types of Insurance Based on the Basic Aspects

Insurance as a form of riskRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. reduction allows you to minimize losses arising from an unwanted event. The many risk factors, in the end, make you also have to choose what kind of protection is suitable for you.

These various risks that can happen to anyone, anywhere, and at any time make many types and products issued by the insurance company. This is all to accommodate the needs of the community who need a sense of security and protection from the shadows of adverse risksRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone..

The types of insurance are very diverse and cannot only be seen from one aspect of the difference. There are different types of insurance in terms of management. There are also types of insurance that are distinguished based on their operational objectives. Finally, there are types of insurance that are differentiated according to the type of coverage.

The types of insurance will affect the various products produced. By knowing these two things, you can adjust the selection of insurance that feels most appropriate to your needs. The following is an explanation of the various types and insurance products.

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Home Property Insurance

Do I Need Renters Insurance, The Ins and Outs of Insurance For Home Renters

Almost every item can now be insuredInsured A person who is legally listed in the insurance policy to receive benefits from the policy. A person whose life/health is covered in accordance with an insurance agreement or contract., including property. Insurance regarding the property itself has spread everywhere. But most people only know insurance related to the property they own. What if the house is a rental residence. Is there also insurance for renters?

Do I Need Renters Insurance? An overview of Insurance for Property Renters

In the world of property rentals, unit owners tend to insure their property to be safe. But not many tenants have taken similar action and bought renters insurance. They consider the owner’s insurance sufficient to cover property damage that may occur.

Even though insurance for renters has more functions than that. In simple terms, renter insurance can be interpreted as:

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Global Insurance Life Insurance

Know These 4 Types of Riders in Insurance that You Can Utilize Optimally

Before buying an insurance product, we must know clearly what benefits will be obtained from the product. In fact, we are often negligent or don’t even pay attention to all the contents in the insurance policyInsurance policy An agreement between the policyholder and the insurance company to perform the obligations as agreed by both parties. that we are going to buy. Not only you, most people who use insurance services often experience it.

Lack of attention can cost you money for inappropriate needs. Moreover, the amount is not small because most people will take a number of policiesPolicy The policy is a binding agreement and is agreed upon by the insurance company and policyholder in writing. An agreement made by the policyholder with an insurance company. whose value is large enough for various insurance services. Avoid that riskRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. because every penny of your money is worth it. That’s why it’s so important that you know where the money is going.

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Global Insurance

Benefits of Having Personal Accident Insurance, Everything You Need to Know

In addition to health and life insurance, a worker (especially if he is the main source of family livelihood) needs to specifically have an insurance product that protects himself related to the risksRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. he faces, especially at work. Therefore, for those who have high-riskRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. jobs, it is highly recommended to make accident insurance, so that work becomes safer.

There are many professions that are prone to the risk of personal accidents that need to be anticipated, especially for field workers or those working in the manufacturing industry. In accordance with labor regulations that every project or job in an industry must prioritize occupational health and safety so that both individuals and companies must protect their employees with personal accident insurance protection. This is actually also beneficial for workers and companies if there is a risk of work accidents.

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Financial Tips Motor Vehicle Insurance

Old Car Insurance: What You Need to Know? Perform the Following 6 Tips, Works Flawlessly

The average old car owner is an antique car collector who really loves and cares about the vehicle he owns. There is a certain satisfaction for the owner of this vehicle if he can take care of it properly.

There are not many. Therefore, it is very important to enroll in an insurance program. This is done as part of our concern for the old car. Here are some tips to consider in choosing the right old car insurance product.

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Financial Tips Motor Vehicle Insurance

4 Tips to Make Your Car Insurance Claim Not Rejected, Works Powerful

Vehicle insurance is currently an important requirement for car owners. The vehicle will be protected from various risks that lurk with the right insurance product.

To get the best car insurance, you need to choose an insurance company that offers complete services. PremiumsPremium The money that must be paid at a certain time is the obligation of the insurance policyholder. The amount of premium paid is determined by the policy and approval of the insurance company in accordance with the conditions of the insured. The nominal payment approved by policyholders and insurance companies. Premium payment will be made according to the agreement, it can be monthly, yearly, or according to the agreement. must also be competitive, not cheap, but not too expensive.

In addition, you are also required to understand the rules of the game that the insurance company applies in order to be able to use the service to its full potential. The reason is that many of the customers do not read carefully and study the insurance policyInsurance policy An agreement between the policyholder and the insurance company to perform the obligations as agreed by both parties. before signing the agreement.

Generally, problems occur when car insurance claimsInsurance claim A formal request made to the insurance company for compensation based on the terms of the insurance policy or agreement.. Rejection often occurs because it does not comply with the policyPolicy The policy is a binding agreement and is agreed upon by the insurance company and policyholder in writing. An agreement made by the policyholder with an insurance company.. Even though you thought it would be easy to make a claimClaim The demands are given by the insurance policyholder to get the right properly so that the insurer pays the conditions according to the existing procedure.. If this is the case, you will definitely be harmed. You have paid the premiumPremium The money that must be paid at a certain time is the obligation of the insurance policyholder. The amount of premium paid is determined by the policy and approval of the insurance company in accordance with the conditions of the insured. The nominal payment approved by policyholders and insurance companies. Premium payment will be made according to the agreement, it can be monthly, yearly, or according to the agreement. every month, but it turns out that the turn to claim is not according to the agreed rules.