I write about finance, management and economy, my book “Money Studies” is out now.

The article discusses the various causes of financial stress, such as debt, unexpected expenses, and insufficient income. It highlights the effects of financial stress on mental and physical health, including anxiety, depression, and sleep disturbances. The article also provides practical…

The article discusses effective strategies to eliminate or reduce annual credit card fees. It highlights methods such as negotiating with the credit card issuer, downgrading to a no-fee card, and taking advantage of retention offers. Additionally, it suggests using cards…

The article discusses ten key benefits of using credit cards, including earning cash back on purchases, receiving one-time bonuses, accumulating reward points, and enhancing payment security. It also highlights the grace period for payments, insurance coverage, universal acceptance, and the…

The article discusses seven key tips for improving your credit score: paying bills on time, keeping credit card balances low, avoiding new credit applications, monitoring credit reports regularly, maintaining a mix of credit types, keeping old accounts open, and disputing…

The article discusses ways to safeguard your credit and debit cards from unauthorized access. It emphasizes the importance of keeping your card information private, monitoring your accounts regularly, and using secure payment methods. Additionally, it advises on reporting lost or…

The article discusses nine strategies for managing debt when you can’t make payments. It emphasizes creating a budget, prioritizing essential expenses, and communicating with creditors to negotiate better terms. Additionally, it suggests exploring debt consolidation, seeking professional advice, and considering…

The article discusses smart strategies for achieving debt-free living by paying off accumulated debt. It highlights the importance of creating a budget, prioritizing high-interest debts, and automating payments. Additionally, it suggests consolidating debts, using windfalls wisely, and avoiding new debt.…