I write about finance, management and economy, my book “Money Studies” is out now.

The article discusses five optimal times to purchase personal insurance for maximum benefit. It highlights key life events such as getting married, buying a home, starting a family, changing jobs, and approaching retirement. Each of these moments presents unique risks…

The article discusses the concept of cash value in life insurance, highlighting its benefits and types. It explains how cash value accumulates over time, providing policyholders with a savings component that grows tax-deferred. The article also covers different types of…

The article discusses three essential insurance recommendations for women to ensure complete coverage. It emphasizes the importance of health insurance for medical expenses, life insurance for financial security of loved ones, and critical illness insurance to cover severe health conditions.…

The article discusses the various methods of insurance fraud, including staged accidents, falsified claims, and exaggerated damages. It also provides practical strategies to protect yourself, such as verifying the legitimacy of insurance providers, thoroughly reviewing policy details, and reporting suspicious…

The article discusses the top 10 reasons why insurance claims are often denied. It highlights common issues such as incomplete documentation, policy exclusions, missed premium payments, and misrepresentation of facts. By understanding these key factors, policyholders can better navigate the…

The article discusses the advantages of using auto debit for paying insurance premiums. It highlights how this method helps prevent policy lapses by ensuring timely payments, reducing the risk of missed deadlines. Additionally, auto debit offers convenience and peace of…