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Global Insurance Miscellaneous

5 Biggest Insurance User Mistakes You Should Know, Avoid These!

In any case, we are required to be more intelligent individuals in dealing with any challenges that may arise suddenly. This must be done to minimize the losses that will be received by everyone. Unfortunately, not everyone has a good ability in managing life. So not infrequently who experience collapse. This is viewed from any side. Be it education, work, to prepare for retirement.

For example, in terms of education. A student is not able to manage himself to be able to complete his education period. At least on time. So that this incident will result in a waste of time, energy, and also costs.

Then the example from the work side, for example, the person cannot blend in well with the work environment, be it colleagues, bosses, workplaces, and others. Finally, the person can not contribute to a satisfactory work result. Both for himself and for the company.

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Global Insurance

What is Agricultural Insurance, Benefits, and Mechanisms that You Must Know

Working with things related to nature has become the culture and initial characteristics of society. Jobs related to nature are farmers. Farmers who own a plot of land will face the threat of risk of great loss if nature does not support it.

Many events such as the rainy season, floods, landslides, and even the arrival of unexpected pests cause agriculture to fail completely. Modern farmers must understand and be able to anticipate the threat of agricultural risksRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. in the current era.

If the unexpected (force major) disturbance occurs, farmers often take shortcuts by visiting middlemen to borrow money to rebuild failed farms. After the agricultural products come out, the middlemen will buy agricultural products at very low prices in exchange for paying farmers who have borrowed money.

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Global Insurance

These are 5 Important Insurance Choices for Anticipating Natural Disasters

Disasters cannot be predicted when they will occur. This is felt by thousands of residents in one place, for example, who are worried about the condition of the volcano, which is currently on an alert level. The eruption of a volcano located in an area is indeed predicted by the Center for Volcanology and Geological Hazard Mitigation, it is only a matter of time.

This means that at any time the volcano could potentially erupt and spill hot lava. Therefore they fled, seeking shelter from the impending disaster. Earthquakes often occur in the Volcano and surrounding areas, residents evacuate, they hope to save themselves, family members, and some property that can still be saved before the eruption occurs.

The safety of life is paramount, especially when considering the volcanic eruptions in the past which claimed a thousand lives and various damage left behind.

Indeed, we cannot prevent natural disasters from happening because everything is the power of God Almighty, what we can do is reduce the impact of natural disasters that will happen to us. How to? Of course, we must have protection against ourselves and our property, namely by having insurance.

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Home Property Insurance

What is Home Insurance, and How Does Home Insurance Work?

Most people will think that a house is an asset and a very big achievement in their life, this is certainly very reasonable, considering that a house is obtained with a very long process and hard work over a long period of time.

By looking at the facts above, it is only natural that you will always want the best care and protection for your home. This will prevent you from experiencing a number of risksRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. of loss that can come at any time to the house because basically none of you can predict when disaster will come. For that, you need protection from the start, namely by using home insurance.

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Home Property Insurance

Do I Need Renters Insurance, The Ins and Outs of Insurance For Home Renters

Almost every item can now be insuredInsured A person who is legally listed in the insurance policy to receive benefits from the policy. A person whose life/health is covered in accordance with an insurance agreement or contract., including property. Insurance regarding the property itself has spread everywhere. But most people only know insurance related to the property they own. What if the house is a rental residence. Is there also insurance for renters?

Do I Need Renters Insurance? An overview of Insurance for Property Renters

In the world of property rentals, unit owners tend to insure their property to be safe. But not many tenants have taken similar action and bought renters insurance. They consider the owner’s insurance sufficient to cover property damage that may occur.

Even though insurance for renters has more functions than that. In simple terms, renter insurance can be interpreted as:

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Financial Tips Motor Vehicle Insurance

4 Tips to Make Your Car Insurance Claim Not Rejected, Works Powerful

Vehicle insurance is currently an important requirement for car owners. The vehicle will be protected from various risks that lurk with the right insurance product.

To get the best car insurance, you need to choose an insurance company that offers complete services. PremiumsPremium The money that must be paid at a certain time is the obligation of the insurance policyholder. The amount of premium paid is determined by the policy and approval of the insurance company in accordance with the conditions of the insured. The nominal payment approved by policyholders and insurance companies. Premium payment will be made according to the agreement, it can be monthly, yearly, or according to the agreement. must also be competitive, not cheap, but not too expensive.

In addition, you are also required to understand the rules of the game that the insurance company applies in order to be able to use the service to its full potential. The reason is that many of the customers do not read carefully and study the insurance policyInsurance policy An agreement between the policyholder and the insurance company to perform the obligations as agreed by both parties. before signing the agreement.

Generally, problems occur when car insurance claimsInsurance claim A formal request made to the insurance company for compensation based on the terms of the insurance policy or agreement.. Rejection often occurs because it does not comply with the policyPolicy The policy is a binding agreement and is agreed upon by the insurance company and policyholder in writing. An agreement made by the policyholder with an insurance company.. Even though you thought it would be easy to make a claimClaim The demands are given by the insurance policyholder to get the right properly so that the insurer pays the conditions according to the existing procedure.. If this is the case, you will definitely be harmed. You have paid the premiumPremium The money that must be paid at a certain time is the obligation of the insurance policyholder. The amount of premium paid is determined by the policy and approval of the insurance company in accordance with the conditions of the insured. The nominal payment approved by policyholders and insurance companies. Premium payment will be made according to the agreement, it can be monthly, yearly, or according to the agreement. every month, but it turns out that the turn to claim is not according to the agreed rules.

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Global Insurance

Insurance Claim Rejected, Here Are 10 Insurance Company Claim Rejection Reasons

The difficulty of managing insurance claimsInsurance claim A formal request made to the insurance company for compensation based on the terms of the insurance policy or agreement. is often a scourge for insurance policyholders. Not a few also make this one of the reluctance to buy an insurance policyInsurance policy An agreement between the policyholder and the insurance company to perform the obligations as agreed by both parties., be it health insurance, car insurance, or travel insurance. However, the difficulty of processing these claimsClaim The demands are given by the insurance policyholder to get the right properly so that the insurer pays the conditions according to the existing procedure. is not without reason. Everything is in the agreement between the insurerInsurer A person who is legally listed in the insurance policy to make premium payments for that policy. and the buyer of the insurance policy and is legally bound. This means claims will not be carelessly rejected.

Here are the reasons for the rejection of your insurance claimInsurance claim A formal request made to the insurance company for compensation based on the terms of the insurance policy or agreement.:

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Health Insurance Life Insurance

Is Insurance from the Office Enough? Recognize 4 Types of Life Insurance for Employees

A good company usually already has a protection system for its employees, at least for health protection in the form of health insurance. Especially at this time, there are government regulations in several countries that require companies to participate in the government health insurance program. Some companies even provide additional insurance from private insurance companies for their employees.

If even this is not enough, then there’s nothing wrong with starting to look at additional insurance to protect yourself. There are at least two insurance products to consider, namely health and life insurance. What considerations need to be considered before taking out additional insurance products? The reviews below will help you.

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Financial Tips Motor Vehicle Insurance

Are You Looking for Insurance? These are Criteria For the Good Performance Insurance Company

In fact, the criteria for good performance insurance can be seen from a number of benchmarks commonly used to rank the performance of insurance companies. From there compiled a list of insurance companies that perform well.

10 Criteria for Assessing Good Performing Insurance Companies

Criteria for the Good Performance Insurance Company - insurancewhat.com
Criteria for the Good Performance Insurance Company

According to InfoBank’s assessment in InfoBank’s version of Rating 123 Insurance, the following are 10 assessment criteria for insurance companies categorized as having good performance.

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Financial Tips Health Insurance

How to Get the Most Out of Your Health Insurance, Health Insurance Hacks in 4 Ways

For those who already know the pain of being sick and have been confused about the cost of treatment at the hospital, they must agree that health insurance is very important.

Even the government through the Health program service requires every company to register its employees to have this health insurance. With most of the contributions borne by the company, and a small part is deducted from the employee’s salary.

However, apart from the government health programs, private health insurance is still widely used, especially by those who work in a company.