Global Insurance

Single Parent Must Have This Insurance For Financial Saving, Gain Peaceful Life

Protecting and meeting the needs of the family alone as a single parent is not easy. Apart from having no friends to talk to about various things, single parents are also required to have the ability to provide what their families want and require, as well as those who still have partners.

Is it difficult? Of course, but that doesn’t mean you can’t. Now all the needs even to prepare for the future can be easily fulfilled. One of them is to have insurance.

So, do you, who are also single parents, already have one?


Why is having insurance mandatory for single parents? The answer is insurance is important for everyone, including single parents. Because insurance can help single moms/dads cover costs for several needs such as the cost of children’s education as well as emergency situations such as treatment and hospitalization when sick and also compensation for children when they die.

More specifically, here are the types of insurance that single parents must have to protect personal and family finances:

Global Insurance

Types of Insurance For Novice Workers You Should Know, So You Don’t Choose the Wrong One

In times like today, insurance is an unavoidable necessity. However, if you are a novice worker, of course, not all insurance products must be taken. Know, the most important thing for novice workers when choosing an insurance product is a matter of prioritizing.

Financial experts recommend first ranking the most urgent needs. The reason is, if all products are considered important, it means that none of them are really important.

When planning finances, first understand the scale of priorities. Instead, identify every need because even though it’s called insurance, it doesn’t mean you have to take everything.

After the identification process and needs analysis have been carried out, the next step is to set aside about 10% of the total income to purchase certain types of insurance. If the above is successfully practiced properly, then the term not having a budget to simply buy premiums or insurance products will no longer exist.

Financial Tips

Healthy Finance and Other Frugal Living Benefits

Save is the base of the rich, wasted is the base of the poor

Have you ever heard this advice? Everyone should say yes. The sentence actually reminds us of the importance of frugal living which can later make our lives happier. Therefore, when asked what are the benefits of frugal living? Of course, there are many answers.

In the previous article, we discussed “6 Ways to Save Money With Smart Shopping“. That is one application of frugal living that can be done. Everyone would agree that frugal living is a good thing to do. Since in school and wherever we live our lives must have been taught to live frugally. However, have you run it? If so, you must have felt the benefits.

Financial Tips

6 Ways to Save Money With Smart Shopping

In everyday life, shopping for necessities is arguably one of the most absolutely fulfilled things. Especially when you are married, of course, you are required to be able to live frugally by “smart shopping”. What is smart shopping? This can be interpreted as shopping for necessities in the most efficient way so that you get what you want without having to spend a lot of money, or in other words, save on shopping.

This is very important to do because smart shopping will help us to provide more space for money to be used in other urgent sectors. In connection with this discussion, what should be done to be able to shop smart? There are several things to do. Here’s the review:

Financial Tips Home Property Insurance Miscellaneous

4 Simple Tips for Buying Your First Home, Works Powerful

Buying your first home is certainly a big decision for all of us. The high cost of housing today makes potential buyers feel some difficulties, both in making decisions and also in financial problems.

Check out the tips below to make it easier for you to buy your first home.

Global Insurance Miscellaneous

5 Biggest Insurance User Mistakes You Should Know, Avoid These!

In any case, we are required to be more intelligent individuals in dealing with any challenges that may arise suddenly. This must be done to minimize the losses that will be received by everyone. Unfortunately, not everyone has a good ability in managing life. So not infrequently who experience collapse. This is viewed from any side. Be it education, work, to prepare for retirement.

For example, in terms of education. A student is not able to manage himself to be able to complete his education period. At least on time. So that this incident will result in a waste of time, energy, and also costs.

Then the example from the work side, for example, the person cannot blend in well with the work environment, be it colleagues, bosses, workplaces, and others. Finally, the person can not contribute to a satisfactory work result. Both for himself and for the company.

Global Insurance

What is Agricultural Insurance, Benefits, and Mechanisms that You Must Know

Working with things related to nature has become the culture and initial characteristics of society. Jobs related to nature are farmers. Farmers who own a plot of land will face the threat of risk of great loss if nature does not support it.

Many events such as the rainy season, floods, landslides, and even the arrival of unexpected pests cause agriculture to fail completely. Modern farmers must understand and be able to anticipate the threat of agricultural risks in the current era.

If the unexpected (force major) disturbance occurs, farmers often take shortcuts by visiting middlemen to borrow money to rebuild failed farms. After the agricultural products come out, the middlemen will buy agricultural products at very low prices in exchange for paying farmers who have borrowed money.

Global Insurance

These are 5 Important Insurance Choices for Anticipating Natural Disasters

Disasters cannot be predicted when they will occur. This is felt by thousands of residents in one place, for example, who are worried about the condition of the volcano, which is currently on an alert level. The eruption of a volcano located in an area is indeed predicted by the Center for Volcanology and Geological Hazard Mitigation, it is only a matter of time.

This means that at any time the volcano could potentially erupt and spill hot lava. Therefore they fled, seeking shelter from the impending disaster. Earthquakes often occur in the Volcano and surrounding areas, residents evacuate, they hope to save themselves, family members, and some property that can still be saved before the eruption occurs.

The safety of life is paramount, especially when considering the volcanic eruptions in the past which claimed a thousand lives and various damage left behind.

Indeed, we cannot prevent natural disasters from happening because everything is the power of God Almighty, what we can do is reduce the impact of natural disasters that will happen to us. How to? Of course, we must have protection against ourselves and our property, namely by having insurance.

Home Property Insurance

Protect Your Assets With Home Insurance

For most people, the house is the most important asset in life. Not only the price of the building is expensive, but also the land and various furniture in it. However, ironically, there are still many people who don’t really care about their home insurance. In fact, the danger that threatens the house and the valuable assets in it can occur at any time and cannot be predicted. Can you guarantee your home will last forever? There are unexpected events that can happen, for example, fire, flood, theft, to the crash of an airplane.

For this reason, you need to consider having insurance. You should not just fixate on insurance when the house is being credited. However, you will also need to continue insurance after paying off your home. This is what often escapes people’s concern for their own assets. This is because knowledge about home insurance is not yet popular in the community. There are still many people who think that home insurance is useless. In addition, there is also an assumption that insurance companies are only after premiums and will not in the end bear it if anything happens.

Insuring a home means transferring all risks and financial burdens to the insurance company. Of course, losing your home is tantamount to losing your most valuable asset if no one is paying for the repairs. For that, register your home for insurance. However, beforehand, you need to learn what the insurance company covers and what steps you need to take to get started.

Home Property Insurance

The Importance of Renters Home Insurance, for Owners and Tenants

Owning a rented house and renting it out to other people is something that most people often do, especially if the person concerned already has another residence as a private residence. Many people make rented houses a source of income, considering the amount of money made here can reach thousands of dollars per year. The value of this rent will certainly depend on the facilities and the house’s condition.

The better and strategically the location of a rented house, the greater the rental costs that will be obtained from the house. That is, of course, the selling value of the house itself is also high and fairly expensive. After all, a house is a high-value asset that can cost thousands to millions of dollars, so it is very important to protect it with the maximum protection, one of which is by using insurance services. Then, does the rented house also need insurance?