What are the RiskRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. Criteria that Can Be InsuredInsured A person who is legally listed in the insurance policy to receive benefits from the policy. A person whose life/health is covered in accordance with an insurance agreement or contract.?
Not all risksRisk Risk is a loss that occurs to the insured individual or object. Various bad possibilities could happen to someone. can or even need to be insured. Only risks that we think cannot be covered alone need to be insured, such as the risk of illness, accident, loss, fire, and so on.
Assets that are of small value are not included in the criteria covered in insurance. In principle, the risks that are protected by an insurance company have the following criteria:
- Can be assessed financially.
- Included in one of the types of insurance offered by the company.
- There are a number of people at the same risk.
- Eligible to be insured (has material value and insurance interest).
The risk criteria above are usually processed by insurance companies into insurance products that are ready to be offered to the public.
How Do Insurance Companies Conduct Risk Management Businesses?
The insurance business is the business of managing and transferring risk from the customer to the insurance company. Some work systems and how to manage risk by this insurance company you need to know:
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